I know what it’s like to struggle with bad credit, so I piloted a youth personal finance course

I know what it’s like to struggle with bad credit, so I piloted a youth personal finance course

During my freshman year at Brooklyn College, there were credit card companies lined up, eager to earn the business of students. Enticed by various rewards programs and sales pitches that only told part of the story, many students signed up for one or more cards without understanding the repercussions of late payments.

Lacking basic financial literacy meant that many college students started off their adult lives with poor credit. As a result, they faced challenges later in life when they needed to borrow money but couldn’t secure a low-interest loan. (A 2009 federal law has made it harder for those under 21 to obtain a credit card, though financial products companies haven’t stopped trying to lure college students.)

Read the full article here: https://ny.chalkbeat.org/2023/4/21/23668635/personal-finance-financial-literacy-credit-cards-crypto


CITE is the Center for Integrated Training and Education.
For over 25 years, CITE has and continues to train:

TEACHERS: General and Special Ed Masters (Early Childhood or Childhood), Adolescent Special Ed / Professional Certification Masters, TESOL MastersSpecial Ed license extension courses, Bilingual license extension coursesTESOL license extension courses, Early Childhood license extension courses

COUNSELORSSchool Counseling MastersMental Health Counseling MastersAdvanced Certificate in Mental Health or School Counseling

ADMINISTRATORSSchool Building LeadershipSchool District LeadershipDoctorate for CSA members, Doctorate for non-CSA membersPublic Administration Master’s

— in all five boroughs of NYC, Yonkers, Westchester, Nassau and Suffolk.

CITE PD: CITE offers CTLE-approved in-school or online professional development tailored to your school’s needs and your vision. We can work remotely with your staff and parents. Info: citepd.com