I know what it’s like to struggle with bad credit, so I piloted a youth personal finance course
During my freshman year at Brooklyn College, there were credit card companies lined up, eager to earn the business of students. Enticed by various rewards programs and sales pitches that only told part of the story, many students signed up for one or more cards without understanding the repercussions of late payments.
Lacking basic financial literacy meant that many college students started off their adult lives with poor credit. As a result, they faced challenges later in life when they needed to borrow money but couldn’t secure a low-interest loan. (A 2009 federal law has made it harder for those under 21 to obtain a credit card, though financial products companies haven’t stopped trying to lure college students.)
Read the full article here: https://ny.chalkbeat.org/2023/4/21/23668635/personal-finance-financial-literacy-credit-cards-crypto
CITE is the Center for Integrated Training and Education.
For over 25 years, CITE has and continues to train:
TEACHERS: General and Special Ed Masters (Early Childhood or Childhood), Adolescent Special Ed / Professional Certification Masters, TESOL Masters, Special Ed license extension courses, Bilingual license extension courses, TESOL license extension courses, Early Childhood license extension courses
COUNSELORS: School Counseling Masters, Mental Health Counseling Masters, Advanced Certificate in Mental Health or School Counseling
ADMINISTRATORS: School Building Leadership, School District Leadership, Doctorate for CSA members, Doctorate for non-CSA members, Public Administration Master’s
— in all five boroughs of NYC, Yonkers, Westchester, Nassau and Suffolk.
CITE PD: CITE offers CTLE-approved in-school or online professional development tailored to your school’s needs and your vision. We can work remotely with your staff and parents. Info: citepd.com